Cookie Policy

This Cookie Policy explains how caluntharix uses cookies and similar technologies on our website caluntharix.com to enhance your browsing experience and provide personalized services.

Last updated on: September 4, 2025

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us remember your preferences, understand how you use our site, and improve your overall experience.

We use cookies to enhance functionality, analyze site usage, and provide relevant content based on your interests and browsing behavior.

Types of Cookies We Use

We categorize our cookies into four main types, each serving specific purposes:

Essential Cookies

Required for basic website functionality, including security, form submissions, and user authentication. These cannot be disabled without affecting site operation.

Functional Cookies

Remember your preferences and settings to provide enhanced features like language selection, consultation scheduling, and personalized content display.

Analytics Cookies

Help us understand how visitors interact with our website by collecting anonymous information about page views, session duration, and user behavior patterns.

Marketing Cookies

Enable personalized advertising and track the effectiveness of our marketing campaigns across different platforms and channels.

How We Use Cookies

Our cookies serve several important functions to improve your experience:

  • Remembering your consultation preferences and contact information for faster form completion
  • Analyzing website performance to identify areas for improvement and optimization
  • Personalizing content based on your interests in different financial planning topics
  • Securing your browsing session and protecting against fraudulent activity
  • Tracking the effectiveness of our financial planning resources and blog content

Third-Party Cookies

Some cookies on our website are set by third-party services we use, including analytics providers, social media platforms, and marketing tools. These help us understand user behavior and improve our services.

Third-party cookies are governed by their respective privacy policies. We encourage reviewing the privacy practices of these external services.

Your Cookie Rights and Choices

Depending on your location, you may have specific rights regarding cookie usage and data processing:

GDPR Rights (European Users)

Under the General Data Protection Regulation, European users have enhanced cookie control rights:

  • Right to consent to or refuse non-essential cookies before they are set
  • Right to withdraw cookie consent at any time through our preference center
  • Right to access information about what cookies collect and how data is processed

CCPA Rights (California Residents)

California residents have specific rights under the California Consumer Privacy Act:

  • Right to know what personal information is collected through cookies and tracking technologies
  • Right to request deletion of personal information collected via cookies
  • Right to opt-out of the sale of personal information collected through marketing cookies

LGPD Rights (Brazilian Users)

Users in Brazil have rights under Lei Geral de Proteção de Dados:

  • Right to confirmation of cookie data processing and access to collected information
  • Right to correction, deletion, or anonymization of cookie-collected data
  • Right to data portability and information about third-party cookie sharing

Managing Your Cookie Preferences

You have several options for controlling cookies on our website:

Browser Settings

Most web browsers allow you to control cookies through their settings menu. You can block, delete, or receive notifications when cookies are set.

Our Preference Center

Use our cookie preference center to customize which types of cookies you accept. Your choices will be remembered for future visits.

Third-Party Opt-Out

Many third-party services provide opt-out mechanisms for their tracking cookies. Check their privacy policies for specific instructions.

Disabling certain cookies may limit website functionality and prevent access to some features or personalized content.

Detailed Cookie Information

Below is a comprehensive list of cookies used on our website:

Cookie Name Type Purpose Duration
domain_session Essential Maintains secure user session and form data Session
domain_preferences Functional Remembers user preferences and settings 1 year
domain_analytics Analytics Tracks website usage and performance metrics 2 years

Policy Updates

This Cookie Policy may be updated periodically to reflect changes in our practices or applicable laws. The last update date is displayed at the top of this policy.

Contact Us About Cookies

If you have questions about our cookie practices or need assistance managing your preferences, please contact us at contact@caluntharix.com or +1-508-553-0390.

contact@caluntharix.com

+1-508-553-0390

123 Financial District, Toronto, Ontario